Using Beka Financial Markets Holdings, S.L. websites constitutes the acceptance of the following terms and conditions. If you do not agree with these terms and conditions, you should not use socialfintech.org.

  1. General information
    socialfintech.org is an Internet domain (hereinafter the ‘Website’) owned by Beka Financial Markets Holdings, S.L. incorporated by the company Beka Financial Markets Holdings, S.L. with VAT No. B-87805545. The services offered by any of the abovementioned entities fall under the services offered by Beka Financial Markets Holdings, S.L., not detailing the specific rendered services neither on the Website or this document.
  2. Exemption from liability for the contents and services
    On this Website, Beka Financial Markets Holdings, S.L. offers its users financial services. Beka Financial Markets Holdings, S.L. reserves the right to modify or change at any time, unilaterally and without prior notification its contents and services. The information provided on the Website is of an illustrative, guiding and estimation nature only, and shall never be binding for Beka Financial Markets Holdings, S.L. Before using the contents and services of socialfintech.org, the user must read the conditions included under the section ‘Legal notice’, which may be modified at any time, unilaterally and without prior notice by Beka Financial Markets Holdings, S.L. Only and exclusively the conditions that are in force at any moment shall be considered applicable. Beka Financial Markets Holdings, S.L. provides links to other websites on the Internet for convenience of the users of the World Wide Web but it is not liable for the availability, suitability or contents of such websites. Beka Financial Markets Holdings, S.L. does not recommend, guarantee or subscribe the services described therein. Although all information and documents available on the Website has been handled with the greatest of care, the explicit or implicit suitability of the Website for the purposes of the users. The contents may have inaccuracies or spelling or typographical errors. Consequently, Beka Financial Markets Holdings, S.L. shall not be liable for the users who use these contents, accepting the information provided as it is, and using it under their own liability. In the section News and Perspectives, and Legislation Up-To-Date, Beka Financial Markets Holdings, S.L., does not assume any liability derived from the lack of integrity, accuracy and update of the data provided, as the only regulation published in official bulletins is valid. Beka Financial Markets Holdings, S.L. shall not be liable for the damages that may be caused as a consequence of the lack of availability, continuity or access to the contents or services of socialfintech.org, either for technical reasons or other reasons. Beka Financial Markets Holdings, S.L. shall not be liable for the errors in the performance of its Website, mistakes, omissions, delays in the transmission of data or connection lines and other incidents that may arise. In this sense, Beka Financial Markets Holdings, S.L. does not guarantee that computing viruses may exist in its computing system and shall not be liable for potential damages that these computing viruses may cause in the equipment, data and/or software of the users.
  3. Access to the website
    The access to this Website is free and open. Nevertheless, Beka Financial Markets Holdings, S.L. offers the users of the Website the possibility of contacting them by e-mail with the purpose of obtaining more information about the services provided by the Company. The user that freely and voluntarily contacts Beka Financial Markets Holdings, S.L. provides the personal data that considers appropriate and, therefore, expressly authorises Beka Financial Markets Holdings, S.L. to use these data to send him/her commercial notifications about its products or services, as long as he/she does not expressly refuse to receive such notifications. The data provided by the user to Beka Financial Markets Holdings, S.L. by e-mail shall be treated in accordance with the provisions in the ‘Privacy Policy’ of this Website and always in compliance with the legislation in force at any time regarding personal data protection. The communication by e-mail between the users and Beka Financial Markets Holdings, S.L. does not use a safe channel, and the data is not transmitted encoded, therefore, the users are required not to send such personal data that may be considered to have special protection in the terms provided in article 9 of the Personal Data Protection Act, as the security measures applicable to an unsafe channel make it inadvisable. All information provided by the user to Beka Financial Markets Holdings, S.L. shall be true. For these purposes, the user guarantees the authenticity of all the data provided to Beka Financial Markets Holdings, S.L. Likewise, the user shall be liable for keeping the information provided duly updated so it corresponds, at any time, with the real situation of the user. In any case, the user shall be the only one liable for inaccurate or false statements that he/she makes and the damages caused to Beka Financial Markets Holdings, S.L. or a third parties by the information provided.
  4. Personal Data Protection
    The personal data of the user gathered by Beka Financial Markets Holdings, S.L. are protected by the provisions in the Regulation (EU) 2016/679 of the European Parliament and Council, of the 27th April 2016 and the Organic Act 3/2018, of 5th December, on Personal Data Protection and digital guarantees. Beka Financial Markets Holdings, S.L. is very sensitive with the respect that the privacy its users deserve, so it follows a strict ‘Privacy Policy’.
  5. Legality of contents and property contents
    The user is bound to use correctly and lawfully the contents and services of socialfintech.org, refraining from using such contents and services with illegal or criminal purposes. The fact that in socialfintech.org there may appear registered trademarks or any other goods or rights protected by the industrial or intellectual property rights, does not mean, under any circumstance, that the owners of the rights have granted a license for use, concession or authorization of any kind on behalf of the users of socialfintech.org. The greatest care has been given to avoid offences on intellectual or industrial property, as well as to avoid the dump of illegal contents or establishing links to other websites that contain illegal information. Nevertheless, this will apply to the users who report the cases in which these circumstances may have occurred by mistake or omission, so they are immediately corrected. Regardless of the provisions in the previous paragraph, the contents or services of socialfintech.org shall not be copied, distributed, published, recorded, stored, sent or transmitted by any mean, without prior written consent of Beka Financial Markets Holdings, S.L. The amendment or use of the contents with any other purpose than the own use by a natural person, either commercial or for any other nature, involves a violation and/or offence of intellectual property rights of Beka Financial Markets Holdings, S.L., who reserves the right to exercise the legal actions that apply in each case to completely satisfy its interests.
  6. Applicable legal regulation and jurisdiction
    The ‘Privacy Policy’ and the ‘Legal Warning’ of this Website, as well as the remaining content herein, has been written in compliance at all times with the applicable legislation in this field, particularly the Regulation (EU) 2016/679 of the European Parliament and Council, of 27th April 2016 and the Organic Act 3/2018, of 5th December, on Personal Data Protection and digital guarantees, and Act 34/2002, of 11th July, on Services of the Information Society and e-commerce, and may be reviewed and amended at any time with the aim of adapting to any change in the legislation in force. In that case, the new content shall be applicable from the moment it is published on the Website, being accessible for the users thereof. Any controversy or dispute that may arise as a consequence of using this Website shall be solved in accordance with the jurisdiction of the Courts of the users residence, when he/she is resident in Spain, or the Courts of Alicante, when the user is resident out of Spain, expressly waiving any jurisdiction that may correspond by Law.